{"id":1374,"date":"2026-05-10T11:25:56","date_gmt":"2026-05-10T08:25:56","guid":{"rendered":"https:\/\/flytorelocation.com\/cz-cz\/cesky-bankovni-ucet-emigrace-2026\/"},"modified":"2026-05-11T23:16:49","modified_gmt":"2026-05-11T20:16:49","slug":"cesky-bankovni-ucet-emigrace-2026","status":"publish","type":"page","link":"https:\/\/flytorelocation.com\/cz-cz\/cesky-bankovni-ucet-emigrace-2026\/","title":{"rendered":"\u010cesk\u00fd bankovn\u00ed \u00fa\u010det po emigraci 2026: \u010cSOB, KB, \u010cesk\u00e1 spo\u0159itelna"},"content":{"rendered":"<div class=\"flyto-article\">\n<h1 class=\"flyto-article-title\">\u010cesk\u00fd bankovn\u00ed \u00fa\u010det po emigraci 2026: \u010cSOB, Komer\u010dn\u00ed banka, \u010cesk\u00e1 spo\u0159itelna a Air Bank porovn\u00e1n\u00ed<\/h1>\n<div class=\"flyto-byline\"><strong>Flyto Relocation Team<\/strong><span class=\"flyto-byline-sep\">\u00b7<\/span><span>Aktualizov\u00e1no 10. kv\u011btna 2026<\/span><span class=\"flyto-byline-sep\">\u00b7<\/span><span class=\"flyto-byline-badge\">\u2713 T\u00fdm expert\u016f od roku 2018<\/span><span class=\"flyto-byline-sep\">\u00b7<\/span><span>~2 min \u010dten\u00ed<\/span><\/div>\n<div class=\"flyto-langswitch\" lang=\"cs\">K dispozici tak\u00e9 v <a href=\"https:\/\/flytorelocation.com\/cz\/czech-bank-account-emigration-2026\/\" hreflang=\"en\" rel=\"alternate\">English<\/a><\/div>\n<div class=\"flyto-tldr\">\n<p><strong>Kr\u00e1tk\u00e1 odpov\u011b\u010f:<\/strong> Hlavn\u00ed \u010desk\u00e9 banky (\u010cSOB, Komer\u010dn\u00ed banka, \u010cesk\u00e1 spo\u0159itelna, Air Bank, Raiffeisenbank, Fio banka) zpravidla umo\u017en\u00ed zachovat \u00fa\u010det po emigraci v r\u00e1mci EU\/EHP po aktualizaci adresy a da\u0148ov\u00e9ho statusu. Mimo EU (Velk\u00e1 Brit\u00e1nie po brexitu, \u0160v\u00fdcarsko, USA) jsou podm\u00ednky p\u0159\u00edsn\u011bj\u0161\u00ed \u2014 FATCA zejm\u00e9na pro adresy v USA. Mobiln\u00ed bankovnictv\u00ed funguje glob\u00e1ln\u011b. \u00da\u010det dr\u017ete 1-2 roky pro da\u0148ov\u00e9 vyrovn\u00e1n\u00ed.<\/p>\n<\/div>\n<div class=\"flyto-takeaways\">\n<h3>Kl\u00ed\u010dov\u00e9 body<\/h3>\n<ul>\n<li><strong>Aktualizujte adresu<\/strong> p\u0159ed odjezdem.<\/li>\n<li><strong>Mobiln\u00ed bankovnictv\u00ed<\/strong> glob\u00e1ln\u011b.<\/li>\n<li><strong>SEPA v EUR<\/strong> v EU zdarma.<\/li>\n<li><strong>FATCA<\/strong> komplikuje adresy USA.<\/li>\n<li><strong>Dr\u017ete 1-2 roky<\/strong> pro vyrovn\u00e1n\u00ed.<\/li>\n<\/ul>\n<\/div>\n<figure class=\"flyto-img\"><img src=\"https:\/\/pogjpekgbaurdexnlcsl.supabase.co\/storage\/v1\/object\/public\/content-images\/1777354231916-Flyto_x_Behind_Media_Yritysmuutto_Valokuvaaja_Nuuti_Paananen.jpg\" alt=\"esk bankovn et po emigraci 2026 SOB Komern banka esk spoitelna a Air Bank porovnn\" loading=\"lazy\" decoding=\"async\" \/><\/figure>\n<div class=\"flyto-augment\">\n<h2>\u010cesk\u00fd bankovn\u00ed \u00fa\u010det po emigraci: zachovat nebo uzav\u0159\u00edt?<\/h2>\n<p>\u010cesk\u00e9 banky (\u010cSOB, Komer\u010dn\u00ed banka, \u010cesk\u00e1 spo\u0159itelna, Air Bank, Raiffeisenbank, Fio banka, mBank, Equa bank\/Raiffeisen, UniCredit Bank, MONETA Money Bank) nemaj\u00ed pr\u00e1vn\u00ed povinnost ukon\u010dit v\u00e1\u0161 \u00fa\u010det po emigraci, ale od roku 2024 zp\u0159\u00eds\u0148uj\u00ed po\u017eadavky CRS\/FATCA reporting a pravidla AML. P\u0159i zm\u011bn\u011b da\u0148ov\u00e9 rezidence mus\u00edte do 30 dn\u016f aktualizovat \u00fadaje (formul\u00e1\u0159 CRS Self-Certification, FATCA W-8BEN pro USA da\u0148ov\u00e9 rezidenty), jinak banka m\u016f\u017ee \u00fa\u010det zablokovat nebo uzav\u0159\u00edt.<\/p>\n<p>D\u016fvody pro zachov\u00e1n\u00ed \u010desk\u00e9ho \u00fa\u010dtu: pokra\u010duj\u00edc\u00ed p\u0159\u00edjmy v \u010cR (pron\u00e1jem, dividendy, d\u016fchod \u010cSSZ), platby SIPO za nemovitost, da\u0148 z nemovit\u00fdch v\u011bc\u00ed, pl\u00e1novan\u00fd n\u00e1vrat do \u010cR, p\u0159evody do\/z euroz\u00f3ny p\u0159es \u010deskou banku s lep\u0161\u00edm kurzem. D\u016fvody pro zru\u0161en\u00ed: nulov\u00e1 aktivita, vysok\u00e9 poplatky pro nerezidenty, povinn\u00e9 minimum z\u016fstatku, FATCA komplikace u americk\u00fdch rezident\u016f, jednoduch\u00e1 struktura financ\u00ed.<\/p>\n<h2>Praktick\u00e9 srovn\u00e1n\u00ed bank pro nerezidenty v roce 2026<\/h2>\n<table>\n<thead>\n<tr>\n<th>Banka<\/th>\n<th>\u00da\u010det pro nerezidenty<\/th>\n<th>M\u011bs\u00ed\u010dn\u00ed poplatek<\/th>\n<th>SEPA v\u00fdhody<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Fio banka<\/td>\n<td>Ano, pln\u011b zdarma s aktivitou<\/td>\n<td>0 K\u010d p\u0159i 1+ p\u0159\u00edchoz\u00ed platb\u011b<\/td>\n<td>SEPA do EU zdarma, do CZ zdarma<\/td>\n<\/tr>\n<tr>\n<td>Air Bank<\/td>\n<td>Ano, smartbanking pro nerezidenty<\/td>\n<td>0-99 K\u010d<\/td>\n<td>SEPA EU zdarma, FX kurz dobr\u00fd<\/td>\n<\/tr>\n<tr>\n<td>Komer\u010dn\u00ed banka<\/td>\n<td>Ano, ale s vy\u0161\u0161\u00edmi poplatky<\/td>\n<td>149-249 K\u010d<\/td>\n<td>SEPA EU 99-249 K\u010d\/transakce<\/td>\n<\/tr>\n<tr>\n<td>\u010cSOB<\/td>\n<td>Ano, Aktivn\u00ed konto<\/td>\n<td>69-159 K\u010d<\/td>\n<td>SEPA EU 99-249 K\u010d mimo bal\u00ed\u010dek<\/td>\n<\/tr>\n<tr>\n<td>\u010cesk\u00e1 spo\u0159itelna<\/td>\n<td>Ano, Osobn\u00ed \u00fa\u010det<\/td>\n<td>69-249 K\u010d<\/td>\n<td>SEPA EU 99-249 K\u010d mimo bal\u00ed\u010dek<\/td>\n<\/tr>\n<tr>\n<td>Raiffeisenbank<\/td>\n<td>Ano, eKonto Smart<\/td>\n<td>0-269 K\u010d<\/td>\n<td>SEPA EU 0-149 K\u010d dle bal\u00ed\u010dku<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h2>FATCA, CRS a da\u0148ov\u00e1 rezidence: co banka po v\u00e1s chce<\/h2>\n<p>Common Reporting Standard (CRS) zaveden\u00fd OECD a v \u010cR implementovan\u00fd z\u00e1konem \u010d. 164\/2013 Sb. ukl\u00e1d\u00e1 bank\u00e1m povinnost identifikovat da\u0148ovou rezidenci klient\u016f a hl\u00e1sit \u00fa\u010dty nerezident\u016f m\u00edstn\u00ed finan\u010dn\u00ed spr\u00e1v\u011b. \u010cR ro\u010dn\u011b automaticky vym\u011b\u0148uje informace s 100+ jurisdikcemi.<\/p>\n<p>P\u0159i zm\u011bn\u011b da\u0148ov\u00e9 rezidence (typicky na adresu v zahrani\u010d\u00ed v evidenci banky) jste povinni vyplnit CRS Self-Certification s \u00fadaji: nov\u00e1 da\u0148ov\u00e1 rezidence, da\u0148ov\u00e9 identifika\u010dn\u00ed \u010d\u00edslo (TIN) v c\u00edlov\u00e9 zemi, podpis a datum. Banky to zpravidla iniciuj\u00ed automaticky po detekci zm\u011bny adresy nebo p\u0159i p\u0159\u00edchoz\u00edm transferu z ciziny nad 50 000 EUR.<\/p>\n<p>FATCA (Foreign Account Tax Compliance Act, USA) p\u0159id\u00e1v\u00e1 specifick\u00e9 povinnosti pro americk\u00e9 ob\u010dany a da\u0148ov\u00e9 rezidenty USA. Pokud emigrujete do USA, banka v\u00e1s po\u017e\u00e1d\u00e1 o W-9 (US person), pokud do jin\u00e9 zem\u011b a nejste US person, podep\u00ed\u0161ete W-8BEN. N\u011bkter\u00e9 banky (Air Bank historicky, Fio banka) tradi\u010dn\u011b odm\u00edtaly otev\u00edrat nebo udr\u017eovat \u00fa\u010dty US persons kv\u016fli FATCA reportingov\u00e9 z\u00e1t\u011b\u017ei.<\/p>\n<h2>Co se m\u011bn\u00ed s adresou v zahrani\u010d\u00ed<\/h2>\n<p>Po nahl\u00e1\u0161en\u00ed zahrani\u010dn\u00ed adresy banka:<\/p>\n<p>(a) p\u0159epo\u010dte poplatkov\u00fd bal\u00ed\u010dek podle podm\u00ednek pro nerezidenty (\u010dasto vy\u0161\u0161\u00ed poplatky za veden\u00ed \u00fa\u010dtu o 50-100 %);<\/p>\n<p>(b) m\u016f\u017ee omezit n\u011bkter\u00e9 produkty (hypot\u00e9ky pro nerezidenty \u010dasto odm\u00edt\u00e1ny, spot\u0159ebitelsk\u00e9 \u00fav\u011bry zp\u0159\u00edsn\u011bny, investi\u010dn\u00ed produkty MiFID II zak\u00e1z\u00e1ny pro nerezidenty USA);<\/p>\n<p>(c) prov\u00e1d\u00ed reporting CRS o stavu a obratech \u00fa\u010dtu va\u0161\u00ed c\u00edlov\u00e9 zemi;<\/p>\n<p>(d) komunikuje v\u00fdhradn\u011b p\u0159es datovou schr\u00e1nku (pokud m\u00e1te aktivn\u00ed) nebo na zahrani\u010dn\u00ed adresu &#8211; v\u00fdpisy po\u0161tou b\u00fdvaj\u00ed zpoplatn\u011bny 30-100 K\u010d\/m\u011bs\u00edc.<\/p>\n<h2>Identita ob\u010dana, BankID a p\u0159\u00edstup ze zahrani\u010d\u00ed<\/h2>\n<p>BankID (sdru\u017een\u00fd p\u0159ihla\u0161ovac\u00ed prost\u0159edek bank \u010cSOB, KB, \u010cS, MONETA, Air Bank, Fio, Raiffeisenbank) funguje pln\u011b i ze zahrani\u010d\u00ed p\u0159es mobiln\u00ed aplikaci s push notifikacemi nebo SMS OTP. Doporu\u010dujeme aktivovat BankID p\u0159ed emigrac\u00ed (d\u00edky n\u011bmu lze otev\u0159\u00edt datovou schr\u00e1nku, pod\u00e1vat da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed F\u00da, komunikovat s \u010cSSZ a VZP). MojeID a Identita ob\u010dana s \u00farovn\u00ed z\u00e1ruky &#8221;zna\u010dn\u00e1&#8221; jsou dal\u0161\u00ed mo\u017enosti.<\/p>\n<p>Pozor: n\u011bkter\u00e9 banky (zejm\u00e9na KB, \u010cS) vy\u017eaduj\u00ed pro velk\u00e9 transakce dvoufaktorov\u00e9 ov\u011b\u0159en\u00ed p\u0159es \u010deskou SIM kartu. P\u0159ed odjezdem si za\u0159i\u010fte aktivn\u00ed \u010desk\u00fd mobiln\u00ed tarif (T-Mobile, O2, Vodafone) v hodnot\u011b 100-300 K\u010d\/m\u011bs\u00edc nebo zachovejte p\u0159edplacenou SIM s pravideln\u00fdm dob\u00edjen\u00edm.<\/p>\n<h2>Praktick\u00fd pl\u00e1n: 30-60 dn\u016f p\u0159ed odjezdem a po odjezdu<\/h2>\n<p><strong>30-60 dn\u016f p\u0159ed odjezdem:<\/strong> Aktivovat BankID a Identitu ob\u010dana. Aktualizovat kontaktn\u00ed \u00fadaje (e-mail, telefon &#8211; ide\u00e1ln\u011b oba s mezin\u00e1rodn\u00edm form\u00e1tem). Aktivovat datovou schr\u00e1nku.<\/p>\n<p><strong>14 dn\u016f p\u0159ed odjezdem:<\/strong> Informovat banku o budouc\u00ed zahrani\u010dn\u00ed adrese a zaslat CRS Self-Certification. Zru\u0161it nepou\u017e\u00edvan\u00e9 platebn\u00ed karty. Zv\u00fd\u0161it limity karet pro mezin\u00e1rodn\u00ed pou\u017eit\u00ed.<\/p>\n<p><strong>Datum odjezdu:<\/strong> Aktualizovat hlavn\u00ed adresu na zahrani\u010dn\u00ed. Zajistit prvn\u00ed d\u016fchod\/SIPO\/p\u0159\u00edjmy proud\u00ed na nov\u00fd \u00fa\u010det (po otev\u0159en\u00ed v c\u00edlov\u00e9 zemi).<\/p>\n<p><strong>30 dn\u016f po odjezdu:<\/strong> Otev\u0159\u00edt \u00fa\u010det v c\u00edlov\u00e9 zemi (Wise, Revolut, N26, m\u00edstn\u00ed banka). Postupn\u011b p\u0159esouvat trval\u00e9 p\u0159\u00edkazy.<\/p>\n<p><strong>90 dn\u016f po odjezdu:<\/strong> Vyhodnotit, zda \u010desk\u00fd \u00fa\u010det st\u00e1le pot\u0159ebujete. Pro \u00fapln\u00e9 zru\u0161en\u00ed: p\u00edsemn\u00e1 v\u00fdpov\u011b\u010f, vyrovn\u00e1n\u00ed z\u016fstatku, vr\u00e1cen\u00ed karet. N\u011bkter\u00e9 banky (KB, \u010cS) vy\u017eaduj\u00ed osobn\u00ed n\u00e1v\u0161t\u011bvu nebo \u00fa\u0159edn\u011b ov\u011b\u0159en\u00fd podpis.<\/p>\n<h2>Multi-currency \u00fa\u010dty a alternativy<\/h2>\n<p>Pro emigranty s p\u0159\u00edjmy v \u010cR i v c\u00edlov\u00e9 zemi nab\u00edz\u00ed Wise (multi-currency, IBAN v EUR\/USD\/GBP\/CZK), Revolut Premium (CZK i EUR konta s hluboko zam\u011bniteln\u00fdm kurzem) a N26 (euroz\u00f3na) levn\u011bj\u0161\u00ed p\u0159evody ne\u017e tradi\u010dn\u00ed \u010desk\u00e9 banky. Typick\u00fd cross-border trade SEPA EUR -> SEPA EUR p\u0159es Wise: 0,3-0,5 % mar\u017ee vs. 1,5-3 % u Komer\u010dn\u00ed banky a \u010cSOB. Pro SIPO platby v \u010cR ale st\u00e1le pot\u0159ebujete tuzemsk\u00fd \u00fa\u010det u \u010desk\u00e9 banky.<\/p>\n<p>V\u00edce v <a href=\"https:\/\/flytorelocation.com\/cz-cz\/cesky-duchod-zahranici-2026\/\">pr\u016fvodci \u010desk\u00fdm d\u016fchodem v zahrani\u010d\u00ed<\/a> a <a href=\"https:\/\/flytorelocation.com\/cz-cz\/nemovitost-nerezident-cr-2026\/\">pr\u016fvodci nerezidentem-vlastn\u00edkem nemovitosti<\/a>.<\/p>\n<\/div>\n<div class=\"flyto-faq\">\n<h3>FAQ<\/h3>\n<details>\n<summary>Banka uzav\u0159e \u00fa\u010det p\u0159i odchodu do EU?<\/summary>\n<p>Ne automaticky \u2014 pr\u00e1vo EU zaru\u010duje p\u0159\u00edstup k z\u00e1kladn\u00edmu platebn\u00edmu \u00fa\u010dtu.<\/p>\n<\/details>\n<details>\n<summary>Adresa v USA?<\/summary>\n<p>\u010casto omezeno kv\u016fli FATCA \u2014 ov\u011b\u0159te p\u0159edem.<\/p>\n<\/details>\n<details>\n<summary>Poplatky pro nerezidenty?<\/summary>\n<p>Li\u0161\u00ed se podle banky \u2014 porovnejte.<\/p>\n<\/details>\n<details>\n<summary>Hypote\u010dn\u00ed \u00fav\u011br?<\/summary>\n<p>Z\u016fst\u00e1v\u00e1; oznamte zm\u011bnu da\u0148ov\u00e9 rezidentury.<\/p>\n<\/details>\n<details>\n<summary>Identita ob\u010dana pro bankovnictv\u00ed?<\/summary>\n<p>Nen\u00ed povinn\u00e9; aplikace banky funguje glob\u00e1ln\u011b.<\/p>\n<\/details>\n<details>\n<summary>Mohu si zachovat \u010desk\u00fd bankovn\u00ed \u00fa\u010det po p\u0159est\u011bhov\u00e1n\u00ed do zahrani\u010d\u00ed?<\/summary>\n<p>Ano, v\u011bt\u0161ina \u010desk\u00fdch bank (\u010cSOB, Komer\u010dn\u00ed banka, \u010cesk\u00e1 spo\u0159itelna, Air Bank, Fio banka, Raiffeisenbank) umo\u017e\u0148uje veden\u00ed \u00fa\u010dtu nerezidentem. Mus\u00edte v\u0161ak aktualizovat \u00fadaje (CRS Self-Certification, p\u0159\u00edpadn\u011b FATCA W-8BEN) a o\u010dek\u00e1vat zv\u00fd\u0161en\u00e9 poplatky o 50-100 %. Fio banka a Air Bank pat\u0159\u00ed mezi nejvst\u0159\u00edcn\u011bj\u0161\u00ed s n\u00edzk\u00fdmi nebo nulov\u00fdmi poplatky.<\/p>\n<\/details>\n<details>\n<summary>Co je BankID a funguje ze zahrani\u010d\u00ed?<\/summary>\n<p>BankID je sdru\u017een\u00fd p\u0159ihla\u0161ovac\u00ed prost\u0159edek \u0161esti \u010desk\u00fdch bank (\u010cSOB, KB, \u010cS, MONETA, Air Bank, Fio, Raiffeisenbank) s \u00farovn\u00ed z\u00e1ruky &#8221;zna\u010dn\u00e1&#8221;. Funguje pln\u011b ze zahrani\u010d\u00ed p\u0159es mobiln\u00ed aplikaci s push notifikacemi nebo SMS OTP. Umo\u017e\u0148uje p\u0159ihl\u00e1\u0161en\u00ed do datov\u00e9 schr\u00e1nky, da\u0148ov\u00e9ho ePort\u00e1lu, \u010cSSZ ePort\u00e1lu a komunikaci s VZP.<\/p>\n<\/details>\n<details>\n<summary>Mus\u00edm nahl\u00e1sit bance zm\u011bnu da\u0148ov\u00e9 rezidence?<\/summary>\n<p>Ano, do 30 dn\u016f od zm\u011bny rezidence podle CRS pravidel a z\u00e1kona \u010d. 164\/2013 Sb. Banka vy\u017eaduje vypln\u011bn\u00ed CRS Self-Certification s \u00fadaji nov\u00e9 da\u0148ov\u00e9 rezidence a TIN. Nespln\u011bn\u00ed m\u016f\u017ee v\u00e9st k blokaci \u00fa\u010dtu nebo automatick\u00e9mu reportingu jako u nedostate\u010dn\u011b dokumentovan\u00fdch \u00fa\u010dt\u016f.<\/p>\n<\/details>\n<details>\n<summary>Jak ukon\u010dit \u010desk\u00fd bankovn\u00ed \u00fa\u010det ze zahrani\u010d\u00ed?<\/summary>\n<p>Postup z\u00e1vis\u00ed na bance. Air Bank, Fio banka a mBank umo\u017e\u0148uj\u00ed uzav\u0159en\u00ed pln\u011b online p\u0159es Internetbanking nebo aplikaci. Komer\u010dn\u00ed banka a \u010cesk\u00e1 spo\u0159itelna obvykle vy\u017eaduj\u00ed p\u00edsemnou \u017e\u00e1dost s \u00fa\u0159edn\u011b ov\u011b\u0159en\u00fdm podpisem (apostila pro mimoEU zem\u011b nebo na konzul\u00e1tu \u010cR). P\u0159ed uzav\u0159en\u00edm vyrovnejte z\u016fstatek p\u0159evodem a vra\u0165te karty.<\/p>\n<\/details>\n<\/div>\n<p>Aktualizujte \u00fadaje v bance p\u0159ed odjezdem, abyste se vyhnuli digit\u00e1ln\u00edm blok\u00e1d\u00e1m.<\/p>\n<p>Flyto Relocation zaji\u0161\u0165uje mezin\u00e1rodn\u00ed st\u011bhov\u00e1n\u00ed z \u010cR. <a href=\"https:\/\/flytorelocation.com\/cz-cz\/quote\/\">Vy\u017e\u00e1dejte si bezplatnou nab\u00eddku<\/a>.<\/p>\n<p>Viz tak\u00e9: <a href=\"https:\/\/flytorelocation.com\/cz-cz\/guides\/\">V\u0161echny pr\u016fvodce st\u011bhov\u00e1n\u00edm z \u010cR<\/a>.<\/p>\n<div class=\"flyto-cta\">\n<h3>Pl\u00e1nujete mezin\u00e1rodn\u00ed st\u011bhov\u00e1n\u00ed?<\/h3>\n<p>Z\u00edskejte personalizovanou nab\u00eddku za 2 minuty<\/p>\n<p><a class=\"flyto-btn\" href=\"https:\/\/flytorelocation.com\/cz-cz\/quote\/\">Nez\u00e1vazn\u00e1 nab\u00eddka \u2192<\/a><\/p>\n<\/div>\n<\/div>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"headline\":\"\u010cesk\u00fd bankovn\u00ed \u00fa\u010det po emigraci 2026\",\"inLanguage\":\"cs\"}]}<\/script><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u010cesk\u00fd bankovn\u00ed \u00fa\u010det 2026 po emigraci: \u010cSOB, KB, \u010cesk\u00e1 spo\u0159itelna, Air Bank \u2014 zahrani\u010dn\u00ed adresa, FATCA, SEPA a mobiln\u00ed bankovnictv\u00ed.<\/p>\n","protected":false},"author":1,"featured_media":720,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-1374","page","type-page","status-publish","has-post-thumbnail","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.3 - 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